Elections are about choices between the two alternatives. Sure I wish we have a viable multi-party system but for the most part we have two parties to choose from in elections. That’s why when I see people say they will sit on their hands or vote for third parties that can never win they are ignoring reality because that’s almost as good as voting Republican.
Well the Republicans released their healthcare “plan” which is akin to the short TARP plan Paulson released and about as useless.
Following are some highlights of McCainCare if he were president.
- No mandates of any kind including not mandating private insurance to cover people like me with preexisting conditions.
- No tax credits for the working or middle classes to help pay for insurance premiums.
- No legislation to force private insurance to pay claims for sick people or end the practice of recision.
- No talk of expanding Medicaid to the working poor or adding any government plan.
- No federal plan really at all. It will be up to the states to make 50 individual healthcare insurance systems.
- No taxes on the rich or businesses but remember McCain wanted to tax middle class healthcare benifits.
Of course since Republicans have to check off their ideological member cards, the plan includes tort reform which we have already seen on a state wide basis does nothing to lower healthcare costs. The costs associated with litigation are directly related to the insanely high malpractice insurance rates doctors must pay. But the fact is these rates are not high because of jury rewards, they are high because malpractice insurance is one of the most profitable insurance sectors. In essence insurance companies rake in huge premiums and pay relatively little in benefits.
The only thing the plan does that’s positve is a watered down version of the House bill that enables private insuance to offer plans across state lines. But it comes no where near the House bill that will expressly create insurance exchanges in all states that have to live up to set guidelines to offer everyone policies (including people with preexisting conditions), pay out at least 85% of premiums on claims, end the practice of recisions, create a system where health insurance is mobile, expanding Medicaid to cover more working poor, closing the Medicare drug plan doughnut hole, offering tax credits etc. In essence the McCainCare offers no better healthcare security or lowers costs any better than the system we have today.
There’s no difference between the parties, riiiiiiiight.