For people without healthcare insurance and need it or want it the answer to the question posed is very obvious. To moral people the answer to that question is most obvious as well. But what is that answer for Republicans and people who have insurance under non-group rates that do not care about anyone else. Well for most Americans a recent MIT study answers that question. The reason healthcare reform should be so important to the vast majority of working and middle class Americans is that it will result in lower premiums. Keep in mind that the Senate bill is far less generous than the house bill and subsidies kick in later but the following chart shows how the majority of American families will save thousands on healthcare premiums.
Based on the last figures by the Census Bureau the mean family income in the country for a family of four is $67,000/year. However because of income disparity the median income for a family of four is about $52,000/year (it went down about $600 in 2008 alone) so the bottom line for these families is that healthcare reform will take a huge bite out of economic pressure they are feeling.
The amazing part is that even with these subsidies based on healthcare savings and new taxes on gold plated healthcare policies paid by insurance companies the Senate bill does bend the curve and the CBO estimates it will reduce the deficit in 10 years. This may sound counter intuitive but when you consider how rising healthcare costs have outpaced almost every other industrial sector it becomes more understandable. Besides the moral imperative if there is not a more compelling reason to pass healthcare reform now I cannot think of one.