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Comments Posted By funksands

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Weekend Music Thread: Better the Second Time Around?

Delilah – Red Russian Army Choir / Leningrad Cowboys (Tom Jones)
Utterly goofy and rousing rendition of a classic song[img]https://www.youtube.com/watch?v=NhIMEMDYxZE[/img]

» Posted By funksands On October 22, 2011 @ 6:20 pm

Fix You – Young at Heart (Coldplay)One of very favs and deeply moving[img]https://www.youtube.com/watch?v=asnQFYyZd8c[/img]

» Posted By funksands On October 22, 2011 @ 6:15 pm

Cher, yeah that one really hollows you out don’t it?

» Posted By funksands On October 22, 2011 @ 5:38 pm

Adonai, the Pantera cover was a real surprise. Nice.

» Posted By funksands On October 22, 2011 @ 11:35 am

Love in Vain – Rolling Stones (Robert Johnson)[img]https://www.youtube.com/watch?v=sjVRkOGlr9I[/img]

» Posted By funksands On October 22, 2011 @ 11:31 am

Hallelujah – Jeff Buckley (original Leonard Cohen)[img]https://www.youtube.com/watch?v=y8AWFf7EAc4&ob=av2e[/img]

» Posted By funksands On October 22, 2011 @ 11:28 am

A Radical Economic Solution – Stop Paying Banks For Credit Card Debt

Ad, this is a really thought-provoking article. I have a few comments:

First, because you are attorney and because this is legal advice, I’ve decided to stop paying off my credit cards.

Thanks.

Second, the moral stigma of bankruptcy is one that Americans need to shake. Two events occurred that turned the issue of bankruptcy for an individual from a moral quandry into a business decision.

One: The breakdown and final removal of Glass-Steagall. With Congressional and administration help the banks finally won. Utterly and completely. They had an eight-lane freeway to all of the risk, fees, and exotic financial instruments they wanted.

It fundamentally changed the nature of lending, and banking into something we had never ever seen before. The individual and small business who does business with those banks was swept up into the maelstrom, most none the wiser that they were riding the tiger.

The second event was the afore-mentioned Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. If there was EVER a more cynical, corrupt, nasty bill passed passed by our Congress in the last 100 years I am at a loss as to what it was.

The banks KNEW this meltdown was coming someday, they KNEW American were leveraged to the hilt with their complicity, the KNEW that there was no way they would EVER collect on all of this debt, so what did they do? They made it harder for Americans to exercise their legal escape hatch from bad luck, bad judgement, bad timing, and the debtor’s prison of “payment arrangements”.

Once this monstrosity was passed, all bets were off. The remaining social contract between lenders and borrowers was finally rent irretrievably.

We had some friends call us last night from Pennsylvania. Husband is employed as a truck driver full-time. Wife has had her hours cut at her job to five hours a week. Due to his medical issues, they took out a second mortgage to try to get on top of his medical bills.

They finally after 3 years of living like slaves to this debt got approval to declare Chapter 13, eliminating their second mortgage and getting the medical debt crammed down to $40k.

Their response was exactly what I was hoping for. No shame, no conflicting emotions, but simply grim satisfaction that maybe, just maybe they could have a life again.

Is their credit affected for the future? Sure. Do they care? Nope. They just want to stay in their house, buy some clothes for their kid and pay their medical bills. That is nothing to be ashamed of.

Doing it on purpose? Damn right. Will it wreck the credit markets? Maybe. Is it a GOOD idea? I really don’t know. Is it a FAIR idea? Absolutely.

» Posted By funksands On October 20, 2011 @ 11:07 am

The Daily Planet, Vol. 153

Wow, too much to eat in one sitting, I’m going to have to come back at lunchtime.

I would have been surprised if CLASS had stayed as part of the law.

Most Americans are reluctant to purchase private long term care insurance regardless of cost because of the uncertaint­­y around a couple of issues:

1) Premiums can and have gone up significan­­tly on LTC policies over the last several years as nursing home and home health care costs have skyrockete­­d

2) Insurers (like MetLife) are bailing out of the industry because of the their inability to forcast their liability and costs accurately

3) The fact is that you only have a 50% chance you’ll ever collect on the Long Term Care policy, which turns people off.

Chronic illness is the number 1 cause of bankruptcy (voluntary or involuntar­­y) in our country, and family caregivers currently provide $19 billion dollars of unpaid care per year.

THIS is the issue that will sink Medicaid. We are now much healthier as a populace, which mean we tend to NOT pass away when chronic illness strikes, but rather it lingers for years and years.

Crowing/Ob­­struction by the GOP and wishful thinking by the Dems will not solve this issue.

» Posted By funksands On October 19, 2011 @ 6:13 am

LIVE BLOG: GOP Debate in Las Vegas

E-Cat, I got your back on this one.

» Posted By funksands On October 18, 2011 @ 7:40 pm

Oh bito…http://www.sadtrombone.com/

» Posted By funksands On October 18, 2011 @ 7:40 pm

Bito, lucky you, I picked “Smoot-Hawley” and am looking at a full fifth.

» Posted By funksands On October 18, 2011 @ 7:34 pm

AB, you should get the flu more often! LOL!! 🙂

» Posted By funksands On October 18, 2011 @ 7:32 pm

Legal immigration requests into the US dropped by 24% in the last two hours.

» Posted By funksands On October 18, 2011 @ 7:16 pm

DanRatherReport Dan Rather Reports

From Dan: GOP “debate” on CNN by far the best so far — a real slugfest. A smack down worthy of “Wrestle Mania”. (cont) tl.gd/dmvde0

(sorry Bito)

» Posted By funksands On October 18, 2011 @ 6:53 pm

Food, that would involve a level of organization and opportunism that the Dems find unseemly.

» Posted By funksands On October 18, 2011 @ 6:21 pm

Murph, turn off your “comparative switch” LOL 🙂

» Posted By funksands On October 18, 2011 @ 6:14 pm

And you’d see the tentacle attached to their backs…

» Posted By funksands On October 18, 2011 @ 6:13 pm

Dear Unemployed,

We’re terribly sorry, but due to circumstances outside of our control, (A Democrat being in the White House) we will be unable to offer you any assistance until 2012.

If you anticipate trouble making ends meet until then, simply sell some stock or re-fi your rental properties to free up some cash flow until we take office.

At that point we will relieve you of Obamacare and freedom and liberty can once again walk our land with heads held high.

Sincerely,

The 2012 GOP Presidential Candidates
xoxo

» Posted By funksands On October 18, 2011 @ 6:13 pm

And doesn’t and hasn’t ever existed.

» Posted By funksands On October 18, 2011 @ 6:09 pm

LOL. Giant Baby-Head steps in it again….

» Posted By funksands On October 18, 2011 @ 5:58 pm

Bachmann against legalizing pot, seemingly pro-meth.

» Posted By funksands On October 18, 2011 @ 5:55 pm

MORE DOGS! MORE WALLS! MORE GUNS, DRONES, SENSORS, POLICE, BARBED WIRE, MOATS!! We must protect our quality of life! #GOPSolutions.

» Posted By funksands On October 18, 2011 @ 5:51 pm

The Daily Planet, Vol. 152

Cher, Wow, it’s like you and I went to different schools together!

I saw that interview and had a lot of conflicting emotions about it too. On one hand I felt that Frank was being a giant-whiny crybaby, on the other I felt that he was making a good point that if political action doesn’t come from this, what good was it? His view is obviously limited to a very narrow scope, but he had a point.

The picture I keep seeing in my mind goes like this:

Finally after 40 fucking years the left felt it was going to get its guy back at the control of the levers of power. HA!! Finally, now things are gonna be different!!

Obama steps up to the “machine” grabs the lever and it falls off in his hand. Machine is still there humming along but Obama is standing there with this lever in his hand that ISNT WORKING THE MACHINE ANYMORE. It’s fucking broken.

So, he and his gang start trying to MacGyver the damn thing trying to make it do ANYTHING useful, trying to make the best of a shitty situation and what does the lazy left do?

They stand around SCREAMING at Obama because the lever doesn’t fucking work. He’s moved on, and some of us are still standing around THREE YEARS later looking at the goddamn LEVER still LAYING there on the ground wondering why “Shit is all fucked up and bullshit”.

Get started FIXING THE MACHINE!! It’s not about Obama, he’s a temp!!

GAHHHHHHHHH!!!!!!!!!!!!!

Okay, I feel better now. 🙂

» Posted By funksands On October 18, 2011 @ 2:45 pm

Cher, I really enjoyed Epps and Meyerson’s articles. They gave me a lot to think about and some excellent historical context to inject into my thoughts. Thanks for posting those.

Cesca’s refrain is a familiar one, and one we’ve explored here numerous times. I’m starting to cement a theory in my mind about this topic. Are the “firebaggers” and the like lazy?

Here’s what I mean. I think many liberals, my wife included, built up Obama as an avatar, a symbol of the change that was now going to sweep away the bad times and start ushering in a more liberal, progressive, tolerant, peaceful “good time”. They pinned their hopes on him, worked for him, send money to him, and like me, exulted when he won the election.

When it became clear that the system, the Congress, Obama’s own moderate leanings, his administration were obstacles to the liberal version of “how things should be” many felt disillusioned, frustrated, and in some circumstances, betrayed.

But all of the anger and accountability and action seems to be focused on what Obama needs to do, what Congress needs to do, rather than focused on building up change from the bottom up. Instead of finding MORE liberal candidates to fill school boards, precinct chairs, judgeships, city council seats, the lazy left focuses on ‘top-down’ change rather than ‘bottom-up’ change.

These are the people that spend all of their energy and time begging people to vote for Nader or McKinney or any third party candidate because the other two are “the same”, thinking that if they get angry enough, write and complain enough, that 30 years of political drift and voter habits will be reversed in 4. I think that makes them lazy, maybe just naive.

This is a generational fight that all of us need to be prepared to put just as much energy into as the right has for the last 30 years. They have systematically infected and taken over the levels of power on a local and state level all over the country. The 2010 elections were their signal to pounce.

If we on the left don’t understand that we have to match that same energy, planning, and time, then that makes us lazy, naive, and deserving of our fates in future elections.

» Posted By funksands On October 18, 2011 @ 12:21 pm

The greatest sporting event you’ve never heard of — the Rugby World Cup

Haruko, my wife is a big All-Blacks fan. If…uh..when NZ makes it into the finals, this will be THREE World Cups in a row the French could take them out.

I don’t think NZ will survive if they lose again, the national psyche is too fragile right now.

» Posted By funksands On October 15, 2011 @ 12:13 pm

Weekend Music Thread – Guilty Pleasures

Wow, that is remarkable.

» Posted By funksands On October 15, 2011 @ 5:43 pm

Or maybe this one? This has a special place in my file of songs. :-)[img]https://www.youtube.com/watch?v=RnYnSnVmXvM&feature=related[/img]
Iron Butterfly – In a Gadda da Vida

» Posted By funksands On October 15, 2011 @ 5:39 pm

This song is much better in the original Scots…[img]https://www.youtube.com/watch?v=ImwmQjpCHV0&feature=related[/img]
King of the Road – The Proclaimers

» Posted By funksands On October 15, 2011 @ 5:36 pm

Food, I suspect John Denver has a spot in a lot of people’s guilty pleasure file!

» Posted By funksands On October 15, 2011 @ 5:29 pm

KT, great pick. That song is almost impossible NOT to sing to.

» Posted By funksands On October 15, 2011 @ 5:26 pm

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